Effective Date: August 6, 2026
Welcome to the Lema Insurance Agency Inc. website. By accessing or using this website, you agree to be bound by these Terms & Conditions. If you do not agree with these terms, please do not use this website.
This website is intended to provide general information about insurance products and services offered by Lema Insurance Agency Inc. The information provided is for informational purposes only and does not constitute insurance, legal, or financial advice.
You agree to use this website only for lawful purposes and in a manner that does not interfere with its operation or the use of the website by others.
Submitting a request for a quote, completing an online form, or communicating with our agency does not bind insurance coverage or guarantee the issuance of a policy.
Coverage is not effective until:
Insurance quotes provided through this website are estimates only. Final premiums, eligibility, coverage, and policy terms are determined by the insurance company after reviewing your application and underwriting information.
You agree to provide complete, accurate, and truthful information when requesting quotes or contacting our agency. Providing false or misleading information may affect your eligibility for insurance coverage.
All content on this website, including text, graphics, logos, images, and design, is the property of Lema Insurance Agency Inc. and may not be copied, reproduced, or distributed without written permission.
This website may contain links to third-party websites for your convenience. Lema Insurance Agency Inc. is not responsible for the content, security, or privacy practices of third-party websites.
Lema Insurance Agency Inc. is not liable for any direct, indirect, incidental, or consequential damages resulting from your use of this website or reliance on information contained herein.
We strive to keep our website accurate and available at all times; however, we do not guarantee uninterrupted access or that the website will always be free from errors or viruses.
By submitting your contact information, you consent to receive communications from Lema Insurance Agency Inc., including emails, phone calls, and text messages regarding quotes, policies, appointments, customer service, and other insurance-related matters.
Message and data rates may apply. Message frequency varies. You may opt out of marketing text messages at any time by replying STOP.
Your consent to receive text messages is not a condition of purchasing insurance.
Your use of this website is also governed by our Privacy Policy.
These Terms & Conditions shall be governed by the laws of the State of New York without regard to conflict of law principles.
Lema Insurance Agency Inc. reserves the right to modify these Terms & Conditions at any time. Changes become effective immediately upon posting to this website.
Lema Insurance Agency Inc.
For questions regarding these Terms & Conditions, please contact our office using the contact information provided on this website.